[ic] Credit Card Processing in the UK

[interchange-users@interchange.redhat.com (Dave Barr)]

At 16:15 +0000 15/1/02, Kevin Walsh wrote:
>  > > Are there any people on the list who are sucessfully using Interchange
>>  > in the UK with an online credit card processing firm? If so which one -
>>  > and if it is US based was it simple to go about getting a US merchant
>>  > account. I've been thinking about Verisign, but according to them I will
>>  > need a US bank account and merchant account.
>>  >
>>  To the best of my knowledge (and research) *all* US based
>>  merchant account providers require you to have a US
>>  address and bank account, I believe that this is also true
>>  of US based payment gateways.
>>
>>  In the UK, all the major banks provide merchant accounts, with
>>  NatWest being the favoured one usually if you want a multi-
>>  currency setup. However, as you probably know, getting a
>>  merchant account from a UK bank is like getting blood from
>>  a stone for anything smaller than a top500 company.
>>
>>  Check out worldpay.com and securetrading.com  (both with
>>  headquarters in the UK). As it happens, I posted about worldpay
>>  yesterday with details of how we have it working.
>>
>Barclays Merchant Services also have an interface that allows
>a multi-currency setup, or an ordinary, depending upon what you
>want.  They also desire less blood from your stone and can
>approve applications within 48 hours via their "en@ble" service.
>
>Barclays used to use the CyberCash interface until CC went bust,
>now they have a similar interface, called MPI.  Find out more at:
>
>     http://www.barclaycardmerchantservices.co.uk/
>     http://www.epdq.co.uk/
>
>Alternatively, you could try "Secure Trading", at:
>
>     http://www.securetrading.co.uk/
>
>You will need an existing merchant account before you can use
>the Secure Trading PSP.  Again, you could look at BMS's en@ble.
>
>I'd steer clear of systems that require you to use their own
>secure server (WorldPay etc.), as proper a integration with
>Interchange will prove troublesome to achieve.

Indeed, including NetBanx... http://www.netbanx.com
I have a half-assed solution that requires manual intervention through them.
{{sigh}}

"D"
-- 

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Dave Barr        eCommerce Technical Manager      CricInfo Ltd
www.cricinfo.com   dave.barr@cricinfo.com    shop.cricinfo.com
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~