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Re: [ic] RE: Interchaneg & Credit Card Numbers...
On Mon, Nov 05, 2001 at 06:31:32PM -0500, Jim Balcom wrote:
> On Sun, 4 Nov 2001, Anton Vandeplas wrote:
> On October 10th last year there was suddenly $475 missing out of my checking
> account. Someone had used my card number to set up an account at PayPal and
> had taken my $475 for their own use. I had noticed it withon a day of them
> doing it and got the card number cancelled.
>
> For reasons that I don't understand, because this was a 'Check Card' and not
> a true credit card, the bank was unable to take any action for 60 days. At
> that time they gave me a provisional gredit and 45 days later they made it
> permanent. I lost the use of $475 for 60 days.
>
> I've become a LOT more sensitive to credit card security over the internet.
That happened to me with a card I **never** used except at the local ATM
at the home bank. Some $4k in airline tickets. They didn't want to
give me the money back either. When I pointed out that they had already
transferred the issue to their fraud department before I called they
relented. They thought it was simply a matter of someone generating codes
and trying them until they worked. Don't need internet for that; the numbers
themselves are not that hard to generate. The purchase was not even in
my name. One's security as a shopper is the bank. Who knows what happened
to the travel agent; probably doing business next town over.
>
> Visa, MasterCard, Discover, American Express are putting a whole different
> slant on CC# theft over the internet than CC# theft from a restaurant, etc.
>
> When you are dealing with security issues you have to assume that everyone
> around you is a crook and work from there.
>
> The bottom line here is that if you compromise a CC#, the issuer is going to
> crucify you and they will remove your ability to accept their card. It's
> difficult to do business without a merchant account. I went through that for
> 3 years after I did a buddy a favor and processed a charge for a carpet
> cleaning that he did for a customer.
>
>
> -= Jim =-
>
> ----------------------------------------------------------------
> Jim's Linux-Operated Underground Bomb Shelter
>
> Tagline for Monday, November 05, 2001 at 18:20 PM:
> Know God...know peace. No God...no peace.
>
> ----------------------------------------------------------------
> This Linux System has been up 248 hours
>
> My web page: http://www.idk-enterprises.com
> ----------------------------------------------------------------
>
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--
Christopher F. Miller, Publisher cfm@maine.com
MaineStreet Communications, Inc 208 Portland Road, Gray, ME 04039
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Content/site management, online commerce, internet integration, Debian linux
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